What Are Cookies?

Cookies are small text files stored on your device when you visit a website or use an online service. They help the website remember your actions and preferences (such as login details, language settings, and payment preferences) over time, which enhances your user experience.

How We Use Cookies

We use cookies for several purposes, including:

• Essential Cookies: These cookies are required to ensure that the Payvessel platform operates smoothly, such as enabling the secure processing of transactions. Without these cookies, certain features of our website and payment service may not function correctly.
• Performance and Analytics Cookies: These cookies collect information on how you interact with our website, helping us improve the functionality and user experience of Payvessel. This includes tracking the number of visits, time spent on pages, and any errors encountered.
• Functional Cookies: These cookies allow us to remember your preferences (like language or currency) for future visits, ensuring a more personalized and consistent experience.
• Advertising and Targeting Cookies: We use these cookies to provide personalized advertisements and marketing offers, both on our website and through third-party services. This helps us target the right audience and offer relevant promotions.
• Security Cookies: These cookies are critical for maintaining the security of your transactions. They help detect fraudulent activities and ensure that you have a secure payment experience.

Types of Cookies We Use

• First-party Cookies: These cookies are set by Payvessel and are used to remember your actions, preferences, and ensure smooth functionality while using our services.
• Third-party Cookies: These cookies are set by third parties (such as analytics or advertising providers) that we work with to enhance your experience or track performance metrics. For example, we may use Google Analytics or similar tools to collect data on user interaction.

How to Manage Cookies

You can control the use of cookies through your browser settings. However, please note that disabling cookies may affect the functionality of the Payvessel website and your ability to complete transactions smoothly.

Browser Settings:

• Google Chrome: Go to Settings Privacy and Security Cookies and other site data.
• Mozilla Firefox: Go to Options Privacy & Security Cookies and Site Data.
• Safari: Go to Preferences Privacy Cookies and Website Data.
• Microsoft Edge: Go to Settings Cookies and site permissions.

For detailed instructions on how to manage cookies in different browsers, please visit the help section of your browser.

Opt-out of Targeted Advertising

If you prefer not to receive personalized ads, you can opt out of targeted advertising cookies by visiting the following websites:

• Network Advertising Initiative (NAI) Opt-Out
• Digital Advertising Alliance (DAA) Opt-Out

Cookie Consent

When you visit our website, you will be prompted with a cookie banner or notification asking for your consent to use cookies. By continuing to use our website or clicking “Accept,” you consent to our use of cookies as outlined in this policy.

If you do not wish to accept cookies, you may choose to block them through your browser settings. However, please note that some features of Payvessel may not work properly without cookies.

Data Protection and Privacy

Payvessel is committed to protecting your personal data and ensuring compliance with Nigeria’s Data Protection Regulation (NDPR). For more information on how we collect, store, and use your personal data, please refer to our Privacy Policy.

We take all reasonable steps to ensure that your personal and payment information is secure and protected from unauthorized access. All transactions are encrypted using industry-standard security measures.

Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, regulations, or how we use cookies. If we make significant changes, we will notify you via email or provide an updated notice on our website.

We recommend that you review this policy periodically to stay informed about how we use cookies and protect your data.

Contact Us

If you have any questions or concerns about this Cookie Policy or how we use cookies, please contact us:

• Email: support@payvessel.com